TLDR Brazil’s Central Bank issued Resolution No. 561/2026, assigning code “34045” to all international online betting transactions starting October 1, 2026 eFX payments without e-commerce platform integration are now capped at $10,000 USD Virtual assets (crypto) are banned from use in eFX operator transactions with foreign counterparties Financial institutions must store transaction records for at least 10 years and submit monthly reports to the Central Bank eFX service providers must register by October 30, 2026, or obtain permits by May 2027 or shut down
Brazil’s Central Bank has released Resolution No. 561/2026, introducing new rules for international payment services known as eFX. The regulation includes a dedicated classification code for online gambling transactions and places fresh restrictions on how payments can be processed.
Starting October 1, 2026, all cross-border financial transactions tied to online betting must carry the code “34045.” The goal is to make it easier to track money flowing in and out of the country’s growing online gambling market.
The code applies specifically to international payments connected to betting activities. It updates Annex V of an earlier regulation, Resolution No. 277/2022.
New Payment Caps and Crypto Ban Hit eFX Operators
The resolution also sets a $10,000 USD cap on eFX payments made without integration with an e-commerce platform. The same $10,000 limit applies to payments tied to financial market operations.
One of the most direct moves in the regulation is the ban on virtual assets in eFX transactions. Operators cannot use crypto when settling with foreign counterparties.
Instead, payments between eFX operators and their foreign partners must be made through foreign currency operations or in Brazilian reais held in non-resident accounts. All transferred funds must come from verified user accounts.
The available payment instruments are also limited. Transfers can be made by boleto or through